Whether you shop at Walmart in-store or online, the Capital One® Walmart Rewards Mastercard® is a value magnet for customers who are die-hard devotees of the retail giant. After all, you earn substantial rewards on various things already on sale at a discount. These rewards include the following:

• 5% cash back on purchases made via the Walmart app or Walmart.com.
• 2% cash back on purchases made in-store at Walmart (including at Murphy USA and Walmart fuel stations).
• 2% cash back on dining out and vacation expenses.
• 1% off the rest of the purchase price.

Download the Walmart app

You may earn the same generous 5% back on purchases made at Walmart.com when you use the Capital One® Walmart Rewards Mastercard® in conjunction with the Walmart mobile app. Using this combination will allow you to earn rewards faster. Having the app, though, is beneficial in and of itself since it serves as a helpful shopping tool on its own.

You may start returns, build a shopping list, examine the store's weekly ad, receive a price check with the barcode scanner, obtain an easy reorder of your must-have products, and renew prescriptions at the Walmart pharmacy other things.

Sending a text message from your mobile device is the first step in the application process for the Capital One® Walmart Rewards Mastercard®, which may be completed using the Walmart app. In addition, if you are accepted for the card and your identification is validated, the Walmart app will provide instant access to the card so that you may make purchases on Walmart.com without having to wait for the physical version to arrive in the mail. (If you have already signed up for Walmart Pay, a digital wallet that can be accessed via the Walmart app, you will also be able to use the card instantly inside physical Walmart locations.)

Make Your First Purchases With Walmart Pay To Earn Valuable In-Store Rewards

If we continue our discussion about Walmart Pay, you may enroll in the service when you receive the Capital One® Walmart Rewards Mastercard®. This is because of the card features. When you use this card at Walmart Pay during the first year following acceptance, you'll be eligible to earn 5% cash back on purchases made at Walmart shops. That's a significant improvement above the standard rate of 2% you'll earn if you use the card in Walmart's physical shops, where it will only be accepted.

While shopping inside Walmart, using Walmart Pay will help you speed up the checkout procedure. You may pay using your smartphone at the register if you have a mobile wallet that retains your account information. This eliminates the need for you to carry a real credit or debit card.

Buy Online, Pick Up In Store

We understand that you may be tired of using your digital wallet and might only be partially sold on the idea of doing all of your shopping online. There are times when you have to go through a shop's physical aisles, whether to look at the oranges for yourself or to make sure the shoes are the right size.

If you order products online and then go to the store to pick them up, you'll still be able to earn 5% back on your purchases with the Capital One® Walmart Rewards Mastercard®. This is excellent news for you. It is correct that it is not quite as simple as sending things straight to you. If you are going to be out and about doing errands anyway, you may as well place at least some of your order in advance, avoid paying any shipping expenses, and receive the best rate back for those purchases while you are out and about.

This tactic may be very helpful when shopping for expensive things such as gadgets. If you are in the market for a new flat-screen TV, you have the option of shopping for one at a physical Walmart and earning 2% cash back on the purchase; alternatively, you can shop for the TV online, have it sent to your local Walmart, and earn 5% cash back on the purchase.

Make Walmart Your Grocery Store

The Capital One® Walmart Rewards Mastercard® might make it worthwhile to shop only at Walmart if you are willing to make Walmart your only source for groceries and are not bothered by the idea of having someone else handle the actual shopping for your food. This is because the 5% savings the card offers may be used for Walmart Grocery Pickup and Delivery.

A purchase from Walmart Grocery must have a total value of at least $30 before it can be processed. This requirement may exclude certain people from using this service. However, delivery is neither free nor offered at every Walmart store. Pickup is the only option that will not incur any additional fees. However, a staggering 5% cash back on all purchases of goods is outstanding, suggesting that the additional work can be well worth it.